Financing
Make your JDM dream come true.
We get frequent inquiries about financing for our cars. Although we’re a licensed automotive dealership, we do not offer in-house financing, but we do have friends who can.
We have established relationships with trusted lenders that specialize in collector car financing. LightStream Loans has become a go-to lender due to its speedy approval process—usually, an answer is provided within 24 hours.
We may be compensated by LightStream through links on this site.
Low rates. Great service.
That’s Lending Upcomplicated.®
JJ Best, Woodside Credit, and Collector Car Lending are other options.
Financing FAQs
So, is the financing in-house?
No it is not, but we have arrangements for our customers with Lightstream Loans and J.J. Best Banc & Co. who specialize in financing specialty cars and offer the same deals that we would if we had the capacity for in-house financing.
What are the rates?
That depends on a number of factors, but rates are typically 5–10%. Rates and terms vary based on the federal interest rate and your specific application.
What type of credit score do I need?
Of course, the higher your credit score, the more solid your credit history, and the larger your down payment, the better. But you may be surprised by the deals that you can get, including down payments as low as 10%!
We recommend a minimum credit score of 640. It’s good to have several years of credit history, including credit cards and a previous installment loan or mortgage. It’s helpful to have a strong payment history with few or no delinquencies.
